So we all get mail whether it comes in our mail box outside or our email box inside. As a military kid, I LOVED mail day! Living overseas in the ’80s meant the best communication was every two weeks when our Dad would come home from work and have a stack of mail. It took at least one week for a letter to get from our home in England to a friend’s home in the U.S.A. That was impressive and we just never thought twice about having to wait for a letter or card.
Now that I am an adult with a house, husband, children, cars, and dogs I am not always so excited to get the mail (either version of it) because it is either junk mail or bills. Either way, the experience does not hold the same allure it did when I was a kid.
Recently I received an email from the online account I have been using to schedule all my bill paying, Manilla. At this site, I could log in and see all of my bills that are paid electronically, the balances, when the next bill is due (they send me email reminders before a bill is paid), any documents/notices the companies have sent to me, and a link to go directly to that site to amend any bills. Well, Manilla is closing this summer and they suggest their users download documents and delete the account.
This got me to thinking about all the digital tools I recommend to my readers. How secure are these electronic records? Why not just keep using the paper bills? Well, just like with paper, you must keep your own records in a format that you are comfortable with, makes sense to you, and will allow for any tax implications you may need to address.
As I went through my account, I realized that I was using Manilla as a staging ground, or gathering place to see most of my bills in one place. The reality is that I am already signed up for paperless billing with all the companies and therefore will be just fine without Manilla. Plus, I have reduced the number of accounts we have as a means to better manage our finances. This helped as well.
Now, I can go back to looking forward to getting the mail and know that most of what comes to my house will be something other than bills and maybe, just maybe someone will send me a card!